Good morning, Bay City.

Wildfire smoke from Canada that made the air hard to breathe is clearing now over lower Michigan—meteorologist Alec Kownacki said it caused breathing issues and that a north—northwest wind could bring more smoke in the coming weeks so sensitive residents should take precautions.

Local officials advise staying indoors and wearing KN95 masks if you need to go outside.

The Insurance Alliance of Michigan reports that a Bankrate analysis shows auto insurance costs continue to drop for drivers as a result of bipartisan no-fault reforms from 2019.

The reforms have saved drivers over $1,100 per vehicle and shifted Michigan from the highest-cost state to the sixth rank.

The Great Lakes Bay Region Mental Health Partnership got a $5K grant to fund Youth Mental Health First Aid training to help teens with mental health struggles — research shows such programs can cut suicide attempts by 25%.

The training is set for Oct. 22 from 9 a.m. to 2 p.m. at the Delta College Midland Downtown Center.

Janine Kravetz and Tom Morse met two years ago on the YMCA track and tied the knot in June—now the couple is moving in together while recalling their first meeting at the YMCA.

Podcasting for Beginners Workshop

6-8 p.m. — Bay County Library System — Free entry — Learn to record and edit podcasts with expert guidance in a hands-on environment.

Great Lakes Beer Festival

2-7 p.m. — Dow Diamond — VIP ticket includes buffet — Sample Michigan's finest craft beers and enjoy live music in a vibrant ballpark setting.

Knitting and Crocheting Meetup

10 AM – 12 PM — Alice & Jack Wirt Public Library — Bring your own supplies — Drop in to knit and crochet with expert assistance available.

Monthly Zine Meet Up

2-4 p.m. — Alice & Jack Wirt Public Library — Materials provided — Create mini-books filled with your creative expressions at this interactive zine workshop.

Westside Putt & Pub Crawl

12-4 p.m. — H2O's Waterside Grill — Registration required — Enjoy a fun day traversing 9 bars with 9 unique putting holes in Bay City.

Knitting Solutions Workshop

10 AM – 12 PM — Alice & Jack Wirt Public Library — Bring your own supplies — Enjoy a community knitting and crochet session with expert assistance.

Colorectal Cancer Screening Event

4-7 p.m. — Bay County Library System — Free kits available — Get screened for colorectal cancer with a private test from McLaren Bay Region healthcare professionals.

Wirt Nonfiction Book Club

2-3 p.m. — Alice & Jack Wirt Public Library — Free entry — Engage in stimulating discussions about various nonfiction works led by knowledgeable hosts.

Makers Market at Uptown Bay City

4-7 p.m. — Live Oak Coffeehouse — Free entry — Explore unique creations from over 70 talented artists in the vibrant atmosphere of Uptown Bay City.